It is very important that you read the next
two sections carefully.
LIMITATION OF LIABILITY
PREMIER FINANCIAL ALLIANCE, INC. COMPANY WILL NOT BE RESPONSIBLE FOR ANY
DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES.
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:
(1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO
USE) ANY SITE TO
WHICH YOU HYPERLINK
FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION;
(6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION;
(9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY
CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO
COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY
EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES
AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE,
EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN
NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES—OR BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR
EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE
ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER
THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL
LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES
ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE
CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL
THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR
SITES.
DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT PREMIER
FINANCIAL ALLIANCE, INC. COMPANY DISCLAIMS ALL EXPRESS AND IMPLIED
WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT
LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL
OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL
ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE;
(3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS
THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL
COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES
IS ACCURATE AS OF ANY PARTICULAR DATE.
We sometimes provide access to other
World Wide Websites from our sites or you may have reached our site from
another site. However, we do not endorse or approve any products or
information offered to you at sites you may reach from our sites or from
which you may have reached our site. The Uniform Resource Locator (URL)
address in your web browser will tell you if you are still in the
PREMIER FINANCIAL ALLIANCE, INC. COMPANY site or have moved elsewhere.
By providing material on our website PREMIER FINANCIAL ALLIANCE, INC.
COMPANY does not in any way promise that the materials will remain
available to you or that you will qualify for the products we offer.
PREMIER FINANCIAL ALLIANCE, INC. COMPANY is entitled to terminate all or
part of any of its Websites at any time, without notice to you.

JURISDICTION
Unless otherwise specified, the materials in our site are presented to
provide information about the Government Employees Insurance Companies,
(collectively "PREMIER FINANCIAL ALLIANCE, INC. COMPANY"), our insurance
products and the insurance business. PREMIER FINANCIAL ALLIANCE, INC.
COMPANY operates and controls its sites from the Company’s headquarters
in Desoto, TX, in the United States of America, and Texas law shall
govern and control any action concerning the PREMIER FINANCIAL ALLIANCE,
INC. COMPANY sites. We do not in any way imply that the materials on the
sites or the products we discuss are available or for use outside the
United States or in jurisdictions in which we are not licensed to do
business, or that we are soliciting business in any such jurisdiction.
By completing an on-line request for a rate quote, you are confirming
that you are not a resident in any such jurisdiction.
By using the PREMIER FINANCIAL ALLIANCE, INC. COMPANY.com website, you
agree to these Terms and Conditions of Website Use.
MISCELLANEOUS
These Terms and Conditions of Website Use, and the agreement they
create, shall be governed by and interpreted according to the laws of
the State of Texas, without giving effect to Texas’s conflict of laws
principles.
If any provision of this agreement is unlawful, void or unenforceable,
it shall not affect the validity and enforceability of any remaining
provisions.
PREMIER FINANCIAL ALLIANCE, INC. COMPANY may modify these Terms and
Conditions of Website Use, and the agreement they create, at any time,
simply by updating this posting or the information on its website and
without notice to you.