Premier Financial Alliance, Inc.



Announcements We are in the money business! Come join us every Tuesday evening at 6:00pm 1510 Hampton Rd Desoto, TX 75115 Suite 130 for our business class and learn about financial planning and the money business. Call for reservations at 972-230-3900. Open to the public. ADVISOR'S CORNER THIS WEEK: No college for the kids? No college for the kids? by Karen Chatman PFA, Inc. Email : Kchatman@pfatx.net How much money did you put away for your kid's college this year? None? Don't feel bad. Parents of this year’s high school seniors have saved only 13% on average of the estimated $100,000 needed to pay for their child’s four-year college education. Three million seniors graduating this year will go on to four-year schools relying on public and private student loans to cover 17% of their total college expenses, according to the Fed's research. Now days, student loans are harder to get too. Add up it up, the fed estimates this year’s high school seniors could rack up a ton of debt to pay for four years of higher education, which could significantly impact their ability to begin their own savings plans after they graduate. But, what can you do? First, start a budget if you don't have one. Plug up all the money leaks in your bank account. More important, change your attitude about your financial goals. There are plenty of financial vehicles, lotions and potions to get your kid's college fund started. But you need to find the money "you don't have first." Make a commitment to put away a fist full of dollars every month without missing a beat from your "Mcdonald's/ Wendy's savings fund" and we can begin talking about the different financial strategies you can put into effect to help your kids pay for college.		Office: 972-230-3900 Fax: 972-230-4201 For directions click here





Empowering You! by Humberto Dominguez PFA, Inc. Email : hdominguez@pfatx.net Here you are sitting in front of the computer trying to figure out your next move. You know what you want and now it's time to act. But, before you pull the trigger on your next financial decision or start a relationship with your newly found business professional--- you must protect yourself from unexpected surprises. Do your due diligence before embarking on the next deal and empower yourself by checking out references and licenses. Every week I will include a new useful website that empowers you with specific information related to different areas of business. Knowledge is power. It enables us to identify specific strengths and weaknesses giving us the ability to execute swiftly and wisely. If you have a specific website you would like to include in our tool chest, send me your suggestion for evaluation .





	THE TOOL CHEST (Disclaimer as always: Terms of use) A client came to me angry because she was getting charged $200 to obtain a copy of her MIB records from her "trusted advisor." I told her it was not necessary to pay a single cent because it can be obtained at no charge. Needless to say, she paid me with a smile and 2 referrals! The biggest complement a professional like me can get is a referral from you. Tool of the month: How to request your medical records from the Medical Information Bureau
	Verify licenses Insurance agent Insurance company Rate insurance company TX dpt of licensing Lawyer Doctor Dentists Notary public Public Accountant Real Estate agent Corporation certificates Social Security Verification Investment firm Better business bureau Request information Corporate information Public information Doing business as (DBA) Tx alcohol/tobacco comm. Background Checks Texas DPS Records Info search reports Real-time flight information US DOT number Dallas record search Dallas voters registration Update voters information Request your FBI records. Look up corporate financials Dallas Appraisal District Equal employment opp comm. Paying tickets & citations	How To's Track your tax refund HOT! Check immigration case status TX attorney general complaints Find a doctor Selective service registration Verify employment and income Obtain a marriage license File a spamming complaint Find lost life insurance Request defensive driving Online-defensive driving classes English/ Spanish dictionary English/Spanish Real Estate terms Phone/address search Workers comp Pay property taxes online Get dallas, TX restaurant scores TX franchise tax forms ID theft prevention ID theft prevention phone list Federal identification # (FEIN) TX sales tax id application File W-2's online for businesses Apply for a US passport Texas vital records The world fact book Make telemarketers stop calling Fix you credit E-file Impounded vehicle information Professional Complaints Legal form archives Obtain a copy of your tax returns	Did you know about? Texas Sex offenders database A must! Dallas, Tx interactive crime maps R egister to stop unwanted calls The feds consumer sentinel program File a complaint against a bank Foreclosure process Filed foreclosure notices SAD! Mortgage lender implosions HOT! HUD First time buyer programs Current inflation rate Financial Calculators Unknown number? Who called? Tx Unclaimed property Tx surplus property Fair Debt Collection Act 1977 Deceptive Trade Practices act Library of congress Office of Emergency preparedness Texas DWI Laws Ancestry search US tax courts What is HIPPA Texas Drivers Handbook US Patent forms TREC forms Census Bureau TX Council of governments Local Governments Lookup your ESI ID Obtain US DOT number

Who are we doing business with this week?

USDA Rural Develpment	America Scandia	Humana, Inc.
South West Funding, Inc.	Mutual of Omaha	ING, Inc.
Unicare, Inc.	Aflac	Life Insurance of the southwest
Aetna, Inc.	National Life Insurance Co.	The Integra Group
Humana, Inc		Century 21



	© 2007 Premier Financial Alliance, Inc. Terms of use 1510 N Hampton Rd # 130 DeSoto, TX 75115 Office: 972-230-3900 Fax: 972-230-4201